Introduction
Barrett Capital Advisory Pty Ltd (ACL 505206) is committed to protecting the privacy of your personal information. This policy outlines how we collect, use, store, and disclose your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
Information We Collect
We may collect personal information including your name, contact details, financial information, employment details, and identification documents. This information is collected when you enquire about or use our services, submit forms on our website, or communicate with us directly.
How We Use Your Information
We use your personal information to assess your lending requirements, submit loan applications to lenders on your behalf, provide ongoing credit advisory services, comply with our legal and regulatory obligations under the National Consumer Credit Protection Act 2009 (Cth), and communicate with you about our services.
Disclosure of Information
We may disclose your personal information to lenders and financial institutions for the purpose of processing your loan application, credit reporting bodies as required by law, professional advisers including accountants and lawyers as directed by you, regulatory bodies including ASIC and the Australian Financial Complaints Authority (AFCA), and third-party service providers who assist us in operating our business.
Data Security
We take reasonable steps to protect your personal information from misuse, interference, loss, and unauthorised access or disclosure. Personal information is stored in secure systems with access restricted to authorised personnel only.
Your Rights
You have the right to access the personal information we hold about you and request corrections to any inaccurate information. To make a request, please contact us using the details on our Contact page.
Cookies and Website Analytics
Our website may use cookies and similar technologies to improve your browsing experience and analyse website usage. You can manage your cookie preferences through your browser settings.
Complaints
If you believe we have breached the Australian Privacy Principles, you may lodge a complaint by contacting us. We will investigate and respond within 30 days. If you are not satisfied with our response, you may escalate your complaint to the Office of the Australian Information Commissioner (OAIC).